Begin by washing and drying the ticking fabric.

Press the fabrics and remove all the loose strings leaving frayed edges.

Attach the trim piece (with the stripes running Horizontally) to the contrasting fabric pocket before attaching to the napkin. Zig-zag stitch the trim piece to the pocket approx. 1/2 inch from the pocket top. Stitch around all edges of the trim piece.

Stitch the pocket to the lower right-hand corner of the napkin, leaving the top edge open to allow for the cutlery.

Be sure that the stripes on the napkin are vertical and the stripe on the trim piece is horizontal.

Fold the napkin with the pocket on top.

For the no-sew method, follow the same instructions but use permanent fabric glue instead of stitching with a sewing machine.